Windshield Replacement vs Repair: What Costs More - and What Lasts Longer?

Nathan Dick
Aug 12
3 min read

A small chip on a windshield. In the background is a sunny day in the Okanagan Valley

Cracked windshield? You’re not alone.

Windshield damage is one of the most common issues for drivers in the Okanagan Valley. Between road debris, sudden temperature changes, and long highway drives, even a small chip can turn into a big problem fast.

So how do you know if it’s better to repair or replace your windshield - and how long should a windshield even last in the first place?

Let’s break it down by cost, time, and safety.

Repair vs Replacement: What’s the Price Difference?

A lot depends on how bad the damage is - but here’s what most drivers can expect:

Windshield Chip or Crack Repair

Average Cost in BC: $75–$150
Time Required: Usually 30–45 minutes
Covered by Insurance? Often yes, with full coverage (and no deductible in many cases)

Repairs are usually done when:

The chip is smaller than a loonie
It’s not in the driver’s line of sight
It hasn’t spread or started cracking outward

Rock Chip Repairs are fast, affordable, and help stop the damage from spreading.

In many cases, insurance will even waive the deductible to encourage early repairs.

Full Windshield Replacement

Average Cost in BC: $300 - $800+ (depending on vehicle make, model, and tech features)
Time Required: 1.5 - 3 hours, plus curing time
Covered by Insurance? Yes, if you have comprehensive coverage - but usually with a deductible

Replacement is required when:

The crack is long or spreading
Damage is in the driver’s direct line of sight
The windshield has multiple chips
Sensors or heated glass are affected

If the damage is too severe or in a critical viewing area, a Windshield Replacement is the only safe option.

Pro tip: The newer your vehicle, the higher the cost - especially if your windshield includes rain sensors, forward-collision cameras, or defrosting layers.

How Long Should a Windshield Last?

A properly installed windshield made with laminated safety glass can last as long as your vehicle. But real-world conditions affect longevity:

Average Windshield Lifespan:

5 - 10 years (depending on driving conditions, care, and climate)

Factors that reduce lifespan:

Gravel roads and construction zones
Sudden cold snaps or rapid defrosting
Using hot water to clear ice (don’t do it!)
Improper wiper maintenance or aggressive scraping
Existing chips or minor damage left unchecked

In the Okanagan Valley, seasonal temperature swings and summer highway driving can stress your glass. That’s why it’s smart to get small chips checked early and avoid high-pressure washer sprays near damage.

So - Is It Worth Repairing Instead of Replacing?

Yes, if it’s safe to do so.

Chip repair is:

Faster
Cheaper
Often fully covered by insurance
Better for the environment

But if the damage compromises your visibility or the structural integrity of the glass, replacement is the right call.

And remember: your windshield isn’t just a window - it’s part of your vehicle’s safety system. It supports airbags during a crash, keeps the roof from caving in during rollovers, and protects you from debris.